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Does Home Insurance Really Cover Wildfires? How California Homeowners Are Protecting Their Homes
Why Insurance Coverage Alone Is Not Enough Most homeowners believe their insurance will cover wildfire damage—and technically it does. However, the written coverage differs significantly from the actual protection provided. Many California homeowners have discovered firsthand that, despite paying premiums and assuming safety, their policies fall short when fires strike. Homeowners in Saratoga, Los Gatos, Woodside, and other areas are now taking proactive measures. They’re ins
Shawn Gardner
5 days ago3 min read


Top Wildfire Defense Strategies for Your Property
Wildfires are an ever-present threat in the Bay Area, especially for luxury estates nestled in wildland-urban interface (WUI) zones. Protecting your property requires more than hope and luck. It demands a strategic, informed approach that blends science, technology, and practical action. I’ve spent years working alongside estate contractors and fire science experts, and I’m here to share the most effective wildfire safety strategies that can safeguard your home, preserve your
Shawn Gardner
3 hours ago3 min read


Class A Foam Wildfire Defense: Protecting Your Luxury Home
Wildfire is one of the defining risks of living in California’s Wildland-Urban Interface (WUI). Each year, thousands of homes are destroyed not only by advancing fire fronts but also by wind-blown embers landing on rooftops, in gutters, and around vulnerable edges of a property. More homeowners, particularly those with high-value properties, have resorted to active defense technologies in recent years to mitigate their exposure. One option gaining traction is the use of Class
Shawn Gardner
Sep 207 min read


Wildfire Insurance in California: FAIR Plan Limits Explained
Wildfire insurance in California falls short for luxury homes. Learn how the FAIR Plan’s $3M cap leaves estates underinsured
Shawn Gardner
Sep 193 min read


FireRoofs: Advanced Wildfire Protection for Bay Area Homes
Why smart wildfire defense sprinklers matter.
Shawn Gardner
Sep 92 min read


Wildfire Risk, Insurance Caps & The ROI of Home Defense: Protecting California’s Luxury Residences
FAIR Plan coverage caps leave many high-value homes dangerously underinsured, driving a need for property-level wildfire defense systems.
Shawn Gardner
Sep 54 min read


Wildfire Defense in Saratoga, California
FireRoofs.com delivers AI-powered wildfire detection via a smart app, with proven sprinklers protecting CA homes.
Shawn Gardner
Aug 291 min read


Protect Your Home and Memories: Smart Wildfire Defense for Bay Area Homes in the Mountains
One of the most effective wildfire defenses for Bay Area homeowners is the installation of a wildfire defense sprinkler system.

Sean Foster
Aug 163 min read


California’s Wildfire Threat Is Real: The Insurance Fallout
Wildfires are a relentless danger in California, destroying an average of 5,600 homes each year (2015–2024)—nearly five times the 1,200...
Shawn Gardner
Jun 183 min read


Top Wildfire Mitigation Practices for California Homes and Businesses in High-Risk Zones
Document Created by: FireRoofs LLC Contact: 831-705-0888 | Sales@fireroofs.com | FireRoofs.com Date: April 07, 2025 Introduction...
Shawn Gardner
Apr 103 min read


Does Home Insurance Cover Wildfires? How California Law Saves You Money with Wildfire Defense
Does home insurance cover wildfires? Living in California comes with its share of natural beauty—and natural risks. Wildfires are a...
Shawn Gardner
Apr 63 min read


Choosing the Right Water Storage Tank for Your FireRoofs Exterior Sprinklers
At FireRoofs, we’re committed to helping you protect your home from wildfires with our innovative exterior sprinkler systems. One...
Shawn Gardner
Mar 243 min read


Roof Mounted Sprinklers Protect Homes From Wildfires
As wildfires become increasingly prevalent, safeguarding your home is more important than ever. FireRoofs state-of-the-art exterior and...
Shawn Gardner
Feb 152 min read


Enhance Home Safety with FireRoofs' Exterior Sprinklers
Living in California, wildfires are a significant concern for many homeowners. With the increasing frequency and intensity of wildfires...
Shawn Gardner
Feb 152 min read
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